🍁 Canadian Finance Tools

Free Canadian FinanceCalculators & Tools

Comprehensive collection of free Canadian finance calculators for TFSA, RRSP, dividends, mortgages, ROI, real estate, and retirement planning. Updated with 2025 limits and rates.

25+
Finance Calculators
2025
Updated Limits
100%
Free to Use

All Finance Tools

Comprehensive collection of Canadian finance calculators organized by category

Popular

TFSA Calculator

Calculate TFSA contribution room, growth projections, and tax-free savings potential for Canadian investors.

2025 contribution limits
Growth projections
Tax-free calculations
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Popular

RRSP Calculator

Maximize your RRSP contributions with tax savings calculations and retirement planning projections.

Tax savings
Contribution limits
Retirement planning
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Popular

Dividend Tax Calculator

Calculate Canadian dividend tax rates including eligible and non-eligible dividends with provincial breakdowns.

Eligible dividends
Non-eligible dividends
Provincial rates
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Compound Interest Calculator

See how compound interest grows your investments over time with different contribution scenarios.

Growth projections
Contribution scenarios
Time value of money
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Retirement Calculator

Plan your retirement with CPP, OAS, and personal savings calculations for Canadian retirees.

CPP calculations
OAS benefits
Retirement income
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Popular

Mortgage Calculator

Calculate mortgage payments, amortization schedules, and compare fixed vs variable rates for Canadian mortgages.

Payment calculations
Amortization schedules
Rate comparisons
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Rent vs Buy Calculator

Compare the financial benefits of renting versus buying a home in Canada with detailed cost analysis.

Cost comparison
Opportunity costs
Break-even analysis
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Rental Yield Calculator

Calculate rental property yields, cash flow, and ROI for Canadian real estate investments.

Yield calculations
Cash flow analysis
ROI projections
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Down Payment Calculator

Calculate required down payments, CMHC insurance, and first-time home buyer benefits in Canada.

Down payment requirements
CMHC insurance
First-time buyer benefits
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Property Tax Calculator

Estimate property taxes across Canadian provinces and municipalities with current rates.

Provincial rates
Municipal calculations
Tax estimates
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Debt Consolidation Calculator

Compare debt consolidation options and calculate potential savings from combining debts.

Debt comparison
Interest savings
Payment optimization
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Credit Score Impact Calculator

Understand how different financial decisions affect your credit score in Canada.

Score factors
Impact analysis
Improvement tips
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Loan Comparison Calculator

Compare different loan options including personal loans, lines of credit, and credit cards.

Rate comparisons
Total cost analysis
Payment schedules
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Life Insurance Calculator

Calculate how much life insurance coverage you need based on your financial obligations.

Coverage needs
Premium calculations
Policy comparisons
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Disability Insurance Calculator

Determine appropriate disability insurance coverage for Canadian workers.

Income replacement
Coverage amounts
Premium estimates
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Critical Illness Calculator

Calculate critical illness insurance needs and coverage options in Canada.

Coverage needs
Benefit calculations
Policy options
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Education Savings Calculator

Plan for your children's education with RESP calculations and government grants.

RESP planning
Government grants
Education costs
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Estate Planning Calculator

Calculate estate taxes, probate fees, and inheritance planning for Canadian estates.

Estate taxes
Probate fees
Inheritance planning
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Will Planning Tool

Essential checklist and calculator for Canadian will planning and estate distribution.

Will checklist
Estate distribution
Legal requirements
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Business Valuation Calculator

Calculate the value of your Canadian business using multiple valuation methods.

Multiple methods
Market analysis
Asset valuation
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Tax Optimization Calculator

Optimize your tax strategy with income splitting, deductions, and credits for Canadian taxpayers.

Income splitting
Tax deductions
Credits optimization
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GST/HST Calculator

Calculate GST/HST for Canadian businesses and consumers across all provinces.

Provincial rates
Business calculations
Consumer pricing
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Vacation Budget Calculator

Plan and budget for your dream vacation with comprehensive cost breakdowns.

Travel costs
Accommodation
Activity planning
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Wedding Budget Calculator

Plan your perfect wedding with detailed budget breakdowns and cost tracking.

Venue costs
Vendor pricing
Budget tracking
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Car Purchase Calculator

Compare buying vs leasing, calculate total costs, and plan your next vehicle purchase.

Buy vs lease
Total cost analysis
Financing options
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Why Choose Our Tools?

Built specifically for Canadian investors and taxpayers

Accurate Calculations

All calculations use current 2025 Canadian tax rates, limits, and regulations.

Secure & Private

Your financial data stays private. No registration required for basic calculations.

Fast & Easy

Get instant results with our intuitive, user-friendly calculator interfaces.

Expert Built

Created by Canadian financial professionals with deep local market knowledge.

Frequently Asked Questions

Everything you need to know about our Canadian finance tools

Ready to Take Control of Your Finances?

Start using our free Canadian finance calculators today and make informed financial decisions.