Privacy Policy

Last updated: 2025-08-05

Canadian Privacy Law Compliant

Information We Collect

By using maplediv, you acknowledge and consent to the collection of the following information

Personal Information:

Email address (required for account creation)
Google account information (if using Google OAuth)
Username and profile preferences
Payment information (processed securely by Stripe)
Portfolio data and investment information you voluntarily provide
Usage data and analytics

Financial Information:

Stock symbols and portfolio holdings you choose to track
Investment amounts and share quantities
Account types (TFSA, RRSP, Non-Registered)
Dividend income data

Important: You are solely responsible for the accuracy of all financial information you input. We do not verify, validate, or guarantee the accuracy of any financial data you provide.

How We Use Your Information

To provide and maintain the maplediv platform
To process payments and manage subscriptions
To send service-related communications
To improve our services and user experience
To comply with legal obligations
To prevent fraud and ensure platform security

Data Processing: By using our service, you acknowledge that we may process your data for these purposes and consent to such processing. You understand that this processing is necessary for the provision of our services.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share information in the following circumstances:

With service providers who assist in operating our platform (payment processors, hosting providers)
When required by law or to protect our rights and safety
In connection with a business transfer or merger
With your explicit consent

Third-Party Services: Our platform integrates with third-party services (Yahoo Finance, Stripe, Google). These services have their own privacy policies, and you acknowledge that we are not responsible for their data practices.

Data Security

We implement reasonable security measures to protect your information. However, you acknowledge that:

No method of transmission over the internet is 100% secure
We cannot guarantee absolute security of your data
You are responsible for maintaining the security of your account credentials
You must notify us immediately of any unauthorized access to your account

Your Responsibility: You are solely responsible for any losses, damages, or unauthorized access resulting from your failure to maintain account security or from sharing your credentials with others.

Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data, but you acknowledge that:

Some information may be retained for legal or regulatory purposes
Deletion may affect your ability to access our services
We are not responsible for any consequences of data deletion

Your Rights and Responsibilities

Your Rights:

Access and review your personal information
Request correction of inaccurate information
Request deletion of your account and data
Opt-out of marketing communications

Your Responsibilities:

Provide accurate and complete information
Maintain the security of your account
Comply with all applicable laws and regulations
Not use our service for illegal or unauthorized purposes
Accept full responsibility for all financial decisions and their consequences

No Financial Advice: You acknowledge that maplediv does not provide financial advice. All investment decisions and their consequences are your sole responsibility. You agree to hold us harmless for any financial losses or damages resulting from your use of our platform.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by:

Posting the updated policy on our website
Sending an email notification to your registered email address

Continued Use: Your continued use of our service after any changes constitutes acceptance of the updated policy. You are responsible for reviewing the policy regularly.

Contact Information

If you have any questions about this privacy policy or our data practices, please contact us:

Email: maplediv@gmail.com

Jurisdiction: Montreal, Quebec, Canada

Legal Notice: By using maplediv, you acknowledge that you have read, understood, and agree to this privacy policy. You also acknowledge that any disputes will be resolved in the courts of Montreal, Quebec, Canada, and you submit to the exclusive jurisdiction of these courts.

By using maplediv, you acknowledge that you have read and understood this privacy policy and agree to be bound by its terms.