Privacy Policy

Last updated: December 26, 2025

Canadian Privacy Law Compliant

Information We Collect

By using maplediv, you acknowledge and consent to the collection of the following information

Personal Information:

  • Email address (required for account creation)
  • Google account information (if using Google OAuth login)
  • Username and profile preferences (bio, location, avatar)
  • Public profile settings (if you choose to make your profile public)
  • Payment information (processed securely by Stripe - we do not store full payment details)
  • Subscription status and billing information
  • Usage data and analytics (page views, feature usage, session duration)
  • Device information and browser type

Financial Information:

  • Stock symbols and portfolio holdings you choose to track
  • Investment amounts and share quantities (including fractional shares)
  • Account types (TFSA, RRSP, Non-Registered/Taxable)
  • Cost basis and purchase prices
  • Dividend income data and yield calculations
  • Watchlist stocks
  • Income goals and targets
  • Portfolio analysis results (MapleAudit reports)
  • AI analysis preferences and history (MapleAI)

Important: You are solely responsible for the accuracy of all financial information you input. We do not verify, validate, or guarantee the accuracy of any financial data you provide.

How We Use Your Information

  • To provide and maintain the maplediv platform and all features (dashboard, MapleAudit, MapleAI, calculators, etc.)
  • To process payments and manage premium subscriptions through Stripe
  • To fetch and display real-time stock data from third-party providers (Yahoo Finance, TradingView)
  • To generate portfolio analysis reports and PDF documents
  • To send service-related communications (account updates, subscription notices)
  • To improve our services and user experience through analytics
  • To comply with legal obligations and respond to legal requests
  • To prevent fraud, abuse, and ensure platform security
  • To enable social features (public profiles, trending users) when you opt-in
  • To provide personalized content and recommendations

Data Processing: By using our service, you acknowledge that we may process your data for these purposes and consent to such processing. You understand that this processing is necessary for the provision of our services.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share information in the following circumstances:

  • With service providers who assist in operating our platform (payment processors, hosting providers)
  • When required by law or to protect our rights and safety
  • In connection with a business transfer or merger
  • With your explicit consent

Third-Party Services: Our platform integrates with third-party services that have their own privacy policies:

  • Supabase: Database hosting and authentication (see Supabase Privacy Policy)
  • Stripe: Payment processing (see Stripe Privacy Policy)
  • Yahoo Finance: Stock market data (see Yahoo Privacy Policy)
  • TradingView: Performance data (see TradingView Privacy Policy)
  • Finnhub: Financial news (see Finnhub Privacy Policy)
  • Google: OAuth authentication and analytics (see Google Privacy Policy)
  • Vercel: Hosting and analytics (see Vercel Privacy Policy)

You acknowledge that we are not responsible for the data practices of these third-party services.

Data Security

We implement reasonable security measures to protect your information. However, you acknowledge that:

  • No method of transmission over the internet is 100% secure
  • We cannot guarantee absolute security of your data
  • You are responsible for maintaining the security of your account credentials
  • You must notify us immediately of any unauthorized access to your account

Your Responsibility: You are solely responsible for any losses, damages, or unauthorized access resulting from your failure to maintain account security or from sharing your credentials with others.

Data Retention

We retain your information for as long as your account is active or as needed to provide services. Specific retention periods:

  • Account Data: Retained while your account is active, deleted upon account deletion request
  • Portfolio Data: Retained while your account is active, deleted upon account deletion
  • PDF Reports: Free tier: 7 days retention; Premium tier: 365 days retention
  • Subscription Records: Retained for legal and tax purposes (typically 7 years)
  • Analytics Data: Aggregated and anonymized data may be retained indefinitely

You may request deletion of your account and associated data, but you acknowledge that:

  • Some information may be retained for legal or regulatory purposes (e.g., payment records)
  • Deletion may affect your ability to access our services and historical data
  • We are not responsible for any consequences of data deletion
  • Deletion is permanent and cannot be undone

Your Rights and Responsibilities

Your Rights (Under Canadian Privacy Laws):

  • Right to Access: Request a copy of all personal information we hold about you
  • Right to Correction: Request correction of inaccurate or incomplete information
  • Right to Deletion: Request deletion of your account and associated data
  • Right to Data Portability: Export your portfolio data in CSV or JSON format
  • Right to Withdraw Consent: Opt-out of data processing where consent is the legal basis
  • Right to Object: Object to certain types of data processing
  • Marketing Opt-Out: Unsubscribe from marketing communications (service emails may still be sent)

Your Responsibilities:

  • Provide accurate and complete information when creating and maintaining your account
  • Maintain the security of your account credentials (password, OAuth tokens)
  • Notify us immediately of any unauthorized access to your account
  • Comply with all applicable laws and regulations (Canadian and international)
  • Not use our service for illegal or unauthorized purposes
  • Not share your account credentials with others
  • Accept full responsibility for all financial decisions and their consequences
  • Verify all financial data independently before making investment decisions
  • Keep your portfolio data accurate and up-to-date

No Financial Advice: You acknowledge that maplediv is a portfolio tracking and analysis tool only. We do not provide financial advice, investment recommendations, or guarantee any investment returns. All investment decisions and their consequences are your sole responsibility. You agree to hold us harmless for any financial losses or damages resulting from your use of our platform.

Data Export: You can export your portfolio data at any time through the dashboard. Premium users have access to PDF report generation. Contact us at maplediv@gmail.com for assistance with data export requests.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by:

  • Posting the updated policy on our website
  • Sending an email notification to your registered email address

Continued Use: Your continued use of our service after any changes constitutes acceptance of the updated policy. You are responsible for reviewing the policy regularly.

Contact Information

If you have any questions about this privacy policy or our data practices, please contact us:

Email: maplediv@gmail.com

Website: https://maplediv.com

Jurisdiction: Montreal, Quebec, Canada

Response Time: We aim to respond to privacy inquiries within 2-3 business days. For data deletion requests, please allow up to 30 days for processing.

Privacy Officer: For questions about our privacy practices or to exercise your privacy rights, please contact us at maplediv@gmail.com with "Privacy Request" in the subject line.

Legal Notice: By using maplediv, you acknowledge that you have read, understood, and agree to this privacy policy. You also acknowledge that any disputes will be resolved in the courts of Montreal, Quebec, Canada, and you submit to the exclusive jurisdiction of these courts.

By using maplediv, you acknowledge that you have read and understood this privacy policy and agree to be bound by its terms.