Last updated: 2025-08-05
By accessing or using maplediv, you acknowledge that you have read, understood, and agree to be bound by these terms. You also acknowledge that you are solely responsible for all financial decisions and their consequences. maplediv is not a financial advisor and does not provide investment advice.
By accessing or using the maplediv platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our Service.
Binding Agreement: These Terms constitute a legally binding agreement between you and maplediv. Your continued use of the Service after any modifications to these Terms constitutes acceptance of the updated Terms.
No Financial Advice: You acknowledge that maplediv is a portfolio tracking tool only. We do not provide financial advice, investment recommendations, or guarantee any investment returns. All investment decisions are your sole responsibility.
maplediv provides a platform for tracking dividend investments and portfolio management. Our services include:
Service Limitations: You acknowledge that our Service is provided "as is" and "as available" without any warranties. We do not guarantee the accuracy, completeness, or reliability of any data, information, or calculations provided through our platform.
Financial Disclaimer: You expressly acknowledge that maplediv is not a registered investment advisor, broker-dealer, or financial planner. We do not provide personalized investment advice or recommendations. You are solely responsible for evaluating the merits and risks associated with any investment decision.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
IN NO EVENT SHALL MAPLEDIV, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.
Maximum Liability: Our total liability to you for any claims arising from your use of the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim, or CAD $100, whichever is less.
Force Majeure: We are not liable for any failure to perform due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, fire, natural disasters, power failures, or internet outages.
You agree to indemnify, defend, and hold harmless maplediv, its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:
Premium subscriptions are billed monthly through Stripe. You agree to:
No Refunds: All subscription fees are non-refundable. We do not provide refunds for partial months, unused features, or dissatisfaction with the Service.
The Service and its original content, features, and functionality are owned by maplediv and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written consent.
We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Service will cease immediately. We may delete your account and all associated data without notice.
These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec and the laws of Canada applicable therein, without regard to conflict of law principles.
Exclusive Jurisdiction: You agree that any disputes arising from these Terms or your use of the Service shall be resolved exclusively in the courts of Montreal, Quebec, Canada. You submit to the personal jurisdiction of these courts and waive any objections to venue.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and/or sending an email notification.
Continued Use: Your continued use of the Service after any changes constitutes acceptance of the updated Terms. You are responsible for reviewing the Terms regularly.
If you have any questions about these Terms, please contact us:
Email: maplediv@gmail.com
Jurisdiction: Montreal, Quebec, Canada
By using maplediv, you acknowledge that you have read, understood, and agree to be bound by these Terms. You also acknowledge that you are solely responsible for all financial decisions and their consequences, and you agree to hold maplediv harmless for any losses, damages, or claims arising from your use of the Service.
By using maplediv, you acknowledge that you have read and understood these Terms of Service and agree to be bound by their terms.